This Privacy Policy explains how THE SCREENING (“THE SCREENING,” “Company,” “we,” “us,” or “our”) collects, uses, discloses, stores, and otherwise processes personal data when you (“Applicant,” “you,” or “your”) access or use our websites, applications, and screening-related services (collectively, the “Services”). This Privacy Policy also explains your rights and choices and describes how you can contact us.

This Privacy Policy is intended to be read together with our Terms & Conditions, any in-product disclosures, and any additional notices presented to you at the time of data collection (including during specific screening steps). Where these documents conflict, the document that is more specific to the processing activity generally controls, unless mandatory law requires otherwise.

1. SCOPE AND ROLE CLARIFICATION (IMPORTANT)

1.1 The Service concept and who this Policy is for.
THE SCREENING provides a screening facilitation and reporting platform intended to help Applicants compile, submit, and present certain identity, financial, and supporting information to generate a Screening Report that may be shared with Providers. This Privacy Policy applies when you create an Account, initiate a Screening Process, upload documents, interact with our website or app, communicate with us, or otherwise use our Services as an Applicant.

1.2 Controller vs. Processor (GDPR/UK GDPR concepts).
Depending on how the Services are used, THE SCREENING may act as a data controller, a joint controller, or a data processor. For example, we typically act as a controller for: account administration, billing, security, fraud prevention, platform analytics, and improvements to the Services. We may act as a processor where a Provider (or other party) determines the purposes and means of processing and instructs us to process data on its behalf. Where required, we may make available a data processing agreement or additional controller disclosures. Nothing in this Policy limits rights granted by mandatory data protection law.

1.3 Providers are independent parties.
Providers that request or receive a Screening Report are independent third parties with their own privacy practices. When you share a Screening Report with a Provider, the Provider’s processing is governed by the Provider’s own privacy notices, and THE SCREENING is not responsible for the Provider’s subsequent use, disclosures, retention, or decisions, except to the extent required by applicable law.

2. CATEGORIES OF PERSONAL DATA WE COLLECT

We collect personal data from (a) you directly, (b) your devices and browser, (c) third-party services you connect, (d) verification and payment partners, and (e) from other sources where permitted by law. The categories below are examples and may vary depending on features you use and what you submit.

2.1 Account and profile information.
We collect information you provide when you register or maintain an Account, such as your name, email address, phone number, date of birth, profile photo, address, and similar identifiers. We may also collect information you provide when you enable security features like two-factor authentication.

2.2 Screening and verification information (identity and related).
To provide screening services, we may collect identity-related data such as government ID or passport details, selfies or liveness verification, identity validation results, and device/metadata associated with verification steps. Where required by law, we may ask for additional supporting proof such as proof of address, residency documentation, or other official documents.

2.3 Financial and affordability-related information (as submitted by you).
Depending on the Screening Process, we may collect financial data you submit or authorize, such as income information, payslips, tax statements, employment details, bank account ownership verification, asset declarations, and related supporting documents.

2.4 Documents, files, and content (“Your Content”).
Our Services allow you to upload or submit documents, images, and other content. You are responsible for ensuring you have the lawful right to upload and share such content.

2.5 Communications and support.
We collect data when you communicate with us including messages, attachments, timestamps, and any information you provide. We may record or log customer support interactions where permitted.

2.6 Usage, device, and log data.
We automatically collect technical data such as IP address, device identifiers, browser type, operating system, referring URLs, pages viewed, actions taken, timestamps, session duration, crash logs, performance metrics, and diagnostic data.

2.7 Cookies and similar technologies.
We use cookies, SDKs, pixel tags, and similar tools to operate, secure, and improve the Services, remember preferences, enable authentication, and measure usage.

3. WHY WE PROCESS PERSONAL DATA (PURPOSES)

3.1 To provide the Services and generate Screening Reports.
We process your data to create and administer your Account, deliver the Screening Process workflows, perform identity and consistency checks, and generate Screening Reports reflecting the information you provide.

3.2 To verify identity, prevent fraud, protect the platform, and manage risk.

3.3 To operate, secure, maintain, and improve.

3.4 To communicate with you.

3.5 To comply with legal obligations and enforce terms.

3.6 For billing and payments.

4. LEGAL BASES FOR PROCESSING (GDPR/UK GDPR)

4.1 Contract necessity.
4.2 Legitimate interests.
4.3 Consent.
4.4 Legal obligation.
4.5 Vital interests / public interest.

5. SPECIAL CATEGORIES OF DATA; CRIMINAL DATA (IF APPLICABLE)

THE SCREENING does not seek to collect special category data unless required for specific verification features or where you choose to upload such documents. You confirm you have a lawful basis to share it.

6. HOW WE SHARE PERSONAL DATA

6.1 With Providers (when you choose to share).
6.2 With service providers and contractors.
6.3 With affiliates and corporate group.
6.4 With third-party integrations you enable.
6.5 For legal, compliance, and safety reasons.
6.6 Business transfers.

7. INTERNATIONAL DATA TRANSFERS

THE SCREENING may process and store personal data in Switzerland, the EEA, the U.S., and other countries. We implement safeguards like Standard Contractual Clauses or adequacy decisions as required.

8. DATA RETENTION

8.1 Account retention.
8.2 Screening content retention.
8.3 Backups and latency.

9. SECURITY

We use administrative, technical, and organizational measures designed to protect personal data against unauthorized access, disclosure, alteration, and destruction. However, no system is perfectly secure; you use the Services at your own risk.

10. YOUR RIGHTS AND CHOICES

10.1 Account controls.
10.2 Marketing choices.
10.3 Cookies.
10.4 Requests and verification.

11. DISCLAIMERS AND LIMITATIONS (LEGAL PROTECTION)

THE SCREENING disclaims liability for: (i) data uploaded without authorization; (ii) Provider processing after sharing; (iii) errors by third parties; (iv) interruptions beyond our control; (v) unauthorized access from your negligence.

12. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time to reflect changes in our Services, legal requirements, or processing practices.

These Terms & Conditions (the “Terms”) govern access to and use of the THE SCREENING website, apps (if any), and screening facilitation and reporting services (collectively, the “Services”) provided by THE SCREENING (“THE SCREENING,” “Company,” “we,” “us,” or “our”). You (“Applicant,” “you,” or “your”) must read these Terms carefully before creating an Account, initiating any Screening Process, making any payment, uploading documents, or generating or sharing any Screening Report. By clicking “I agree,” creating an Account, initiating a Screening Process, purchasing any Service, or otherwise using the Services, you confirm that you have read and understood these Terms and agree to be legally bound by them.

If you do not agree, you must not use the Services. If you use the Services on behalf of someone else or an entity, you represent and warrant you have authority to bind that party; however, the Services are intended for natural persons and personal use unless expressly stated otherwise.

1. DEFINITIONS

1.1 In these Terms, capitalized terms have the meanings set out below, whether used in the singular or plural.

“Account” means the THE SCREENING account created by an Applicant via the Website to access and use the Services and to initiate or participate in a Screening Process.

“Applicant” means a natural person who registers for an Account and submits (or attempts to submit) information and documentation for a Screening Process.

“Applicant Service” means THE SCREENING’s support and service function for Applicants, including customer support, technical assistance, billing inquiries, and complaint intake.

“Screening Process” means the workflow through which an Applicant provides information and uploads documentation for identity screening facilitation, financial screening facilitation, risk/consistency indicators, and screening report generation.

“Screening Report” means the report, output, summary, or presentation generated by THE SCREENING from Applicant-submitted information and documents, including any consistency checks, verification indicators, formatting, and risk flags that the Services may provide. A Screening Report reflects information at a point in time and is not a certification, license, or legally binding determination.

“Provider” means any third party (including but not limited to landlords, employers, lenders, brokers, marketplaces, financial institutions, service providers, or screening requesters) that may request, receive, review, rely upon, or consider a Screening Report.

“Services” means the Website and any services made available by THE SCREENING including Account functionality, Screening Processes, document intake and uploads, optional verification workflows, Screening Reports, support, subscriptions (if any), and related features.

“Website” means www.THESCREENING.co, including any subdomains and, if applicable, any mobile and application versions.

“Terms” means these Terms & Conditions, including any policies expressly incorporated by reference (including the Privacy Policy) and any additional terms presented during purchase or within specific features.

2. GENERAL; CONTRACT FORMATION; CHANGES TO TERMS

2.1 These Terms apply to all Applicants who create an Account, initiate a Screening Process, pay fees, upload documents, generate a Screening Report, or otherwise use the Services. You acknowledge that THE SCREENING may provide different features, packages, or process steps depending on the Provider type, region, compliance requirements, and technical availability, and that the Services may evolve over time.

2.2 When you create an Account or otherwise indicate acceptance, you enter into a legally binding agreement with THE SCREENING. You acknowledge and agree that electronic acceptance (including clicking acceptance boxes, in-app confirmations, and similar mechanisms) constitutes valid legal acceptance to the extent permitted by applicable law, and that a printed version of these Terms may be admissible in legal proceedings.

2.3 THE SCREENING may modify these Terms at any time for legitimate reasons, including to comply with laws, to reflect changes to the Services, to prevent abuse, to address security issues, to improve clarity, or to reflect business changes. Where changes materially reduce your rights, THE SCREENING will provide notice in a commercially reasonable manner (for example via login notice or email). Continued use of Services after the effective date of the updated Terms constitutes acceptance. If you do not accept, your remedy is to stop using the Services and close your Account, subject to any non-refundable fees already incurred and subject to mandatory law.

2.4 You are solely responsible for reviewing the current version of these Terms and any feature-specific notices and disclosures. You agree that failure to read updates does not affect enforceability, except where mandatory law requires otherwise.

3. NATURE OF THE SERVICES; IMPORTANT DISCLAIMERS ABOUT ROLE AND OUTCOMES

3.1 THE SCREENING provides a screening facilitation and reporting service that allows Applicants to submit identity-related and financial-related information and supporting documentation in a structured format for the purpose of generating a Screening Report that may be shared with Providers. You acknowledge that the Services may include automated checks, formatting, document validation steps, consistency indicators, and other workflow tools. However, the Services do not constitute a certification, legal determination, official verification, or guarantee of acceptance by any Provider, and THE SCREENING does not represent that any Provider will accept or rely on a Screening Report.

3.2 THE SCREENING is not the Provider, is not a decision-maker, and does not make any eligibility, underwriting, hiring, renting, lending, contracting, or approval decisions. Providers apply their own criteria, procedures, and timelines, which THE SCREENING does not control. You agree that you will not hold THE SCREENING responsible for any Provider decision, delay, rejection, acceptance, internal policy, compliance obligation, or any action a Provider takes or fails to take, even if a Provider requested the Screening Report or relied on it.

3.3 The Screening Report is generated from information and documents that you submit. While THE SCREENING may apply reasonableness or consistency checks and may use third-party verification tools, THE SCREENING cannot guarantee that the underlying information is true, complete, current, or accepted. You therefore acknowledge that any output is informational and procedural in nature and is not a warranty of truth, reliability, completeness, or suitability for any Provider’s policies or legal requirements.

3.4 The Services do not provide legal, financial, tax, accounting, compliance, professional, or advisory services. Any information you receive is general and operational, and you remain responsible for obtaining professional advice where needed.

4. ELIGIBILITY; ACCOUNT REGISTRATION; APPLICANT WARRANTIES

4.1 You must be at least 18 years old and have reached the age of majority where you reside to create an Account or use the Services. THE SCREENING may request proof of age or identity at any time to protect the platform, comply with law, and prevent fraud.

4.2 You may register only one Account unless THE SCREENING explicitly permits otherwise. THE SCREENING may block, suspend, or terminate duplicate Accounts to prevent abuse or circumvention.

4.3 You represent and warrant that all information you provide upon Account registration and during any Screening Process is true, accurate, complete, current, and not misleading, and that you have the lawful right to provide such information and upload such documents. You acknowledge that inaccurate, incomplete, misleading, or fraudulent submissions may cause the Screening Process to be suspended or terminated and may result in a Screening Report not being generated, without refund, except where mandatory law requires otherwise.

4.4 You are responsible for keeping your Account information up-to-date. If your information changes, you must update it through the Website or contact Applicant Service. You are responsible for verifying that changes are correct.

4.5 THE SCREENING may refuse registration or terminate an Account if THE SCREENING reasonably suspects fraud, identity manipulation, document falsification, abuse, illegal activity, sanctions/compliance risk, payment risk, or any material breach of these Terms. THE SCREENING may also implement measures to prevent misuse, including limiting attempts, requiring additional verification, and restricting access where justified.

5. FEES; PAYMENT-FIRST MODEL; NON-REFUNDABILITY; OPTIONAL VERIFICATIONS

5.1 Payment-first. Unless explicitly stated otherwise, initiating or continuing a Screening Process requires payment of a one-time screening processing fee per Screening Process. You understand that THE SCREENING incurs immediate costs upon initiation, including platform capacity allocation, verification workflow costs, compliance procedures, fraud controls, and third-party processing fees. Accordingly, the one-time screening processing fee is deemed earned upon initiation of the Screening Process to the maximum extent permitted by law.

5.2 Non-refundable fee. All one-time screening processing fees are non-refundable, except where mandatory law requires otherwise. You agree that if you fail to complete the Screening Process, do not upload required documents, upload incomplete or inconsistent documents, or abandon the process, you are not entitled to any refund, reversal, or chargeback recovery from THE SCREENING.

5.3 Time limit for completion. Unless stated otherwise in the Service flow, you must provide all required information and documents within 7 calendar days after initiating the Screening Process. If you do not, the Screening Process may be paused, cancelled, or closed, and no Screening Report will be generated. This is to protect Providers, preserve report integrity, control compliance risk, and prevent abuse.

5.4 Optional bank verification micro-payment. THE SCREENING may offer optional verification steps, including a micro-payment (for example €0.01 or $0.01) to verify bank account ownership. Such verification may be performed through third-party payment providers. You acknowledge that micro-payments may appear on statements and that timing and completion depend on banking/payment networks beyond THE SCREENING’s control.

5.5 Subscriptions / premium services. THE SCREENING may offer optional subscriptions or premium services, including features such as extended report validity, faster processing, saved profile data, reduced re-entry requirements, and continuous verification options. Subscription terms, billing cycles, auto-renewal mechanics, cancellation instructions, and any separate pricing will be presented at the time of purchase and form part of the agreement. Premium or subscription services, where started, are generally non-refundable to the maximum extent permitted by law, except where mandatory consumer law requires otherwise.

5.6 No implied subscription enrollment. To maximize legal clarity and reduce dispute risk, THE SCREENING does not treat optional verification steps as consent to subscription unless (i) a clear, separate, affirmative action is taken by you (e.g., checkbox + confirmation), and (ii) pricing and cancellation terms are disclosed at the point of enrollment, to the maximum extent required by applicable law. If you want auto-enrollment, it must be implemented with explicit consent language and jurisdiction-appropriate disclosures.

6. APPLICANT OBLIGATIONS DURING SCREENING; DOCUMENT RESPONSIBILITY

6.1 You are solely responsible for ensuring that all uploaded documents are genuine, legible, complete, and unaltered, and that all data entered matches the documents. THE SCREENING may reject blurred, incomplete, inconsistent, or suspicious documents. You acknowledge that THE SCREENING may apply automated and manual review procedures and may request additional documents to resolve discrepancies or meet compliance standards.

6.2 If your submission creates inconsistencies (e.g., mismatch in name, date of birth, address, document validity, or financial information), THE SCREENING may suspend the Screening Process until the inconsistency is resolved, or may close the process in its discretion. Any closure due to inconsistency or failure to provide required data does not entitle you to a refund except where mandatory law requires.

6.3 You may not submit third-party documents or personal data unless you have lawful authority to do so. If you upload documents containing third-party personal data, you represent that you have complied with any consent or notice requirements, and you agree to indemnify THE SCREENING for claims arising from unauthorized disclosures.

7. SCREENING REPORT VALIDITY; LIMITATIONS; NO GUARANTEE OF ACCEPTANCE

7.1 Screening Reports generally remain valid for 30 days from issuance unless explicitly stated otherwise. Reports reflect information available at the time of generation and may become outdated. Providers may require additional or updated information.

7.2 THE SCREENING does not guarantee that a Screening Report will be accepted by any Provider, will satisfy any Provider’s criteria, or will lead to any outcome. Providers may have additional requirements and may conduct separate checks.

7.3 Any scoring, risk flags, or consistency indicators are informational and are not legal conclusions or certifications. They are intended to assist process transparency but do not guarantee correctness or completeness.

8. ACCOUNT SECURITY; USER RESPONSIBILITY; UNAUTHORIZED ACCESS

8.1 You must protect your login credentials and maintain Account security. You are responsible for all actions taken through your Account, whether authorized by you or not, except where mandatory law provides otherwise.

8.2 If you suspect unauthorized access, you must notify THE SCREENING immediately. THE SCREENING may suspend access to protect you and the platform.

8.3 THE SCREENING is not liable for misuse caused by your disclosure of credentials, weak passwords, compromised devices, or failure to secure your email/phone channels, to the maximum extent permitted by law.

9. SUSPENSION; TERMINATION; INACTIVE ACCOUNTS; EFFECTS

9.1 These Terms remain in effect until terminated by you or THE SCREENING in accordance with this section.

9.2 You may request closure of your Account by contacting Applicant Service. Closure terminates your right to use the Services; however, data retention may continue as described in the Privacy Policy and as required for legal compliance, fraud prevention, and dispute resolution.

9.3 THE SCREENING may suspend or terminate an Account immediately if you breach these Terms, engage in fraud, create compliance risk, misuse the Services, file abusive chargebacks, or if required by law. THE SCREENING may also terminate an Account with notice where commercially reasonable, except where immediate termination is justified.

9.4 If an Account is not accessed for 12 consecutive months, THE SCREENING may suspend or delete it, with advance notice where feasible, and subject to retention obligations described in the Privacy Policy.

9.5 Termination does not affect accrued rights, payment obligations, non-refundability, limitation of liability, indemnities, dispute resolution, or any section intended to survive termination.

10. CHARGEBACKS; PAYMENT DISPUTES; ADMINISTRATIVE COSTS

10.1 You agree not to initiate chargebacks or disputes except in good faith where you reasonably believe a charge is unauthorized or erroneous. You acknowledge that chargebacks cause THE SCREENING direct costs, administrative burden, and reputational/payment-risk harm.

10.2 If you initiate a chargeback or dispute, THE SCREENING may suspend your Account and services pending resolution, and may refuse future service to you to protect the platform.

10.3 To the maximum extent permitted by law, if THE SCREENING incurs dispute fees, penalties, or administrative costs due to your chargeback, you agree that THE SCREENING may recover such amounts from you. Where permitted and proportionate, THE SCREENING may charge or claim up to €300 as a reasonable pre-estimate of administrative and reputational costs related to abusive disputes; however, this does not apply where prohibited by mandatory law, and THE SCREENING remains entitled to prove higher actual damages where permitted.

11. INTELLECTUAL PROPERTY; LICENSE RESTRICTIONS

11.1 All intellectual property rights in the Website, Services, software, report formats, scoring/indicator logic, trademarks, logos, designs, and content remain with THE SCREENING or its licensors. You receive a limited, revocable, non-exclusive, non-transferable license to use the Services for personal screening purposes in accordance with these Terms.

11.2 You may not copy, reverse engineer, scrape, harvest, or attempt to derive source code, algorithms, scoring logic, report templates, or platform mechanics except to the extent mandatory law permits and only after providing legally required notice.

12. DATA PROTECTION; PRIVACY POLICY

12.1 THE SCREENING processes personal data to provide the Services. Our Privacy Policy explains how we collect, use, store, and share personal data and is incorporated into these Terms by reference.

12.2 You acknowledge that the Services involve submission of sensitive personal information and documents and that you are responsible for ensuring you have the lawful right to provide the information you submit.

13. DISCLAIMERS; “AS IS”; THIRD-PARTY DEPENDENCIES

13.1 The Services are provided “as is” and “as available.” To the maximum extent permitted by law, THE SCREENING disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, accuracy, completeness, non-infringement, uninterrupted operation, and suitability for any Provider’s criteria.

13.2 THE SCREENING may rely on third-party service providers (hosting, identity verification, payments, communications). THE SCREENING is not responsible for outages, delays, or failures attributable to third parties beyond THE SCREENING’s reasonable control.

14. LIMITATION OF LIABILITY; LIABILITY CAP; EXCLUSION OF DAMAGES

14.1 To the maximum extent permitted by law, THE SCREENING is not liable for any indirect, special, incidental, consequential, exemplary, or punitive damages, including loss of profits, income, business opportunities, reputation, goodwill, or data, even if advised of the possibility.

14.2 To the maximum extent permitted by law, THE SCREENING is not liable for Provider decisions, Provider reliance, Provider misuse of reports, Applicant-submitted inaccuracies, interruptions beyond reasonable control, or inability to generate a report due to Applicant non-compliance or discrepancies.

14.3 THE SCREENING’s total aggregate liability for any claim arising out of or relating to the Services or these Terms will not exceed the greater of EUR 20 or the amount you paid for the specific Screening Process giving rise to the claim.

14.4 Some jurisdictions do not allow certain limitations; in that case, limitations apply to the maximum extent permitted, and mandatory consumer rights remain unaffected.

15. INDEMNIFICATION

15.1 You agree to indemnify, defend, and hold harmless THE SCREENING and its directors, officers, employees, affiliates, agents, contractors, licensors, and service providers from and against any and all claims, damages, losses, liabilities, penalties, and expenses (including reasonable attorneys’ fees) arising from or related to: (i) your breach of these Terms; (ii) your submission of false, misleading, unlawful, or infringing information or documents; (iii) your misuse of the Services; (iv) any Provider claim arising from your Screening Report or your conduct; (v) disputes, chargebacks, or payment claims you initiate; or (vi) your violation of any law or third-party rights. This obligation survives termination.

16. COMPLAINTS; SUPPORT; COMMUNICATIONS

16.1 Applicant Service may be contacted through the contact form or other provided channels. THE SCREENING may refuse to handle abusive, repetitive, or bad-faith complaints, while remaining compliant with mandatory law.

16.2 Where THE SCREENING declines to handle a complaint, it will inform you within a commercially reasonable time, typically within one week.

17. GOVERNING LAW; JURISDICTION; DISPUTE RESOLUTION

17.1 Governing law. Unless mandatory consumer law requires otherwise, these Terms are governed by the substantive laws of Switzerland.

17.2 Jurisdiction (non-U.S.). For business users worldwide and consumers residing outside the United States, disputes are subject to the exclusive jurisdiction of the competent courts of the Canton of Geneva, Switzerland, to the maximum extent permitted by law.

17.3 U.S. consumers. If you reside in the United States, disputes may be subject to a binding arbitration agreement and class action waiver (if you adopt such clause).

17.4 Informal resolution. Before formal proceedings, each party agrees to attempt good-faith informal resolution via written notice and a 30-day cure window, where legally permissible.

18. MISCELLANEOUS

18.1 Entire agreement. These Terms, together with incorporated policies, constitute the entire agreement between you and THE SCREENING regarding the Services and supersede prior communications.

18.2 Severability. If any provision is unenforceable, it will be limited to the minimum extent necessary and the remainder remains in effect.

18.3 Assignment. THE SCREENING may assign these Terms without your consent. You may not assign your rights without THE SCREENING’s written consent.

18.4 No waiver. Failure to enforce a provision is not a waiver.

18.5 Headings. Headings are for convenience only and do not affect interpretation.

These Terms and Conditions (the “Terms”) govern your access to and use of the Website and the Services provided by THE SCREENING. By creating an Account, purchasing, accessing, or using any part of the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms.

If you do not agree to these Terms, you must not access or use the Website or Services, must not create an Account, and must not initiate a Screening Process.

1. DEFINITIONS

• Account: The THE SCREENING account created by an Applicant to access and use the Services and initiate a Screening Process.
• Applicant: The natural person who registers an Account and submits information for a Screening Process.
• Applicant Service: Services provided to Applicants including identity & financial screening facilitation, document upload/validation, risk & consistency analysis, report generation, etc.
• THE SCREENING / Company: THE SCREENING, its Website, platform, systems, tools, Services, software, affiliates, personnel, and third-party service providers.
• Screening Process: Workflow where an Applicant provides info for generating a Screening Report.
• Screening Report: Output generated reflecting submitted info and results of automated/manual checks, risk indicators, and validation workflows.
• Services: The Website and all THE SCREENING services, including Applicant Service, Screening Report generation, optional verification steps, subscriptions, support, and related features.
• Website: www.THESCREENING.co (and subdomains/apps) including all content, tools, and integrations.
• Provider: Any third party (landlords, employers, lenders, brokers, etc.) that may request, receive, review, or rely upon a Screening Report.

2. AGE RESTRICTION; ELIGIBILITY; ACCOUNT REQUIREMENTS

• 2.1 Age and Capacity: Only individuals 18+ or of majority age can use the Services.
• 2.2 Natural persons only: Accounts cannot be operated by bots, scripts, or non-human means.
• 2.3 One Account; non-transferable: Accounts are personal, non-transferable, cannot be sold or shared.
• 2.4 Applicant responsibility: You are solely responsible for actions through your Account and information submitted.

3. SCOPE AND NATURE OF THE SCREENING’S SERVICES

• 3.1 Service purpose: THE SCREENING provides digital screening facilitation and reporting, including automated and manual checks, scoring, and workflows.
• 3.2 Not a decision-maker: THE SCREENING does not approve or guarantee acceptance by Providers.
• 3.3 No guarantee of completeness: Reports rely on Applicant info and third-party verification; THE SCREENING is not liable for inaccuracies.
• 3.4 Applicant acknowledgements: Providers may accept/reject reports; Applicant is responsible for Provider-specific requirements.
• 3.5 No professional advice: Services do not constitute legal, financial, tax, or professional advice.

4. AUTHORIZED USE; PROHIBITED CONDUCT; COMPLIANCE

• Use Services only lawfully and according to Terms.
• Prohibited conduct includes submitting false info, impersonation, hacking, interfering with operations, uploading malware, reverse engineering, or harassing others.
• THE SCREENING may implement fraud and compliance controls; you must cooperate with verification requests.

5. SCREENING PROCESS; INFORMATION SUBMISSION; TIMELINES

• Payment-first: Must pay screening fee before starting process.
• Accuracy: Applicant must submit accurate, complete info.
• Deadlines: Must submit all info within 7 days; failure may result in process cancellation with no refund.
• Report validity: Generally valid for 30 days; Providers may require updated report.
• No guarantee of issuance: THE SCREENING may refuse generation if info is inconsistent or poses risks.

6. FEES; NON-REFUNDABLE PAYMENTS; OPTIONAL SERVICES

• Processing fee is one-time, non-refundable.
• No refund for non-completion or incorrect info.
• Exceptional refunds are discretionary.
• Optional micro-payment for bank verification.
• Optional subscriptions may apply separately and renew automatically unless canceled.

7. CHARGEBACKS; PAYMENT DISPUTES; ADMIN FEES; SUSPENSION

• No abuse of chargebacks; only valid disputes allowed.
• Consequences: Account may be suspended during dispute.
• Recovery: THE SCREENING may recover fees/costs, up to €300 per dispute.
• Refund discussions must be submitted via Website contact form.

8. ACCOUNT SECURITY; CREDENTIALS; ACCESS

• Keep login credentials confidential; responsible for activity through your Account.
• Notify THE SCREENING immediately of suspected unauthorized access.
• Consent to receive electronic communications; maintain valid email.

9. INACTIVE ACCOUNTS; DATA RETENTION; DELETION

• Accounts inactive for 12 months may be suspended or deleted.
• THE SCREENING may provide advance notice (30/15/7 days).
• THE SCREENING not liable for deletion except as required by law.

10. INTELLECTUAL PROPERTY; LICENSE; FEEDBACK

• THE SCREENING owns all IP of Website, Services, software, scoring logic, and trademarks.
• Limited license granted for personal use of Services.
• Feedback submitted grants THE SCREENING unrestricted worldwide license to use it.

11. PRIVACY; DATA PROCESSING; APPLICANT CONSENTS

• Privacy Policy governs your use of Services; you consent to processing of personal data as described therein.
• Applicant responsibility for uploaded data: ensure lawful grounds to provide personal data and documents; third-party data must have proper authorization/consent.
• Processor/Controller roles: THE SCREENING may act as controller for account admin and processor for some processing; data processing agreements may apply.
• Security limitations: reasonable security measures are used, but no system is 100% secure; THE SCREENING not responsible for unauthorized access beyond reasonable control.

12. DISCLAIMERS; “AS IS” SERVICE; NO WARRANTIES

• Services provided “as-is” and “as-available”, including all content, tools, and reports.
• No warranties: THE SCREENING disclaims all warranties, express or implied, including merchantability, fitness for purpose, non-infringement, accuracy, completeness, reliability.
• Third-party dependencies: THE SCREENING not liable for payment processors, verification vendors, hosting, or other third-party failures.
• No guarantee of Provider outcomes: acceptance or favorable decisions by Providers are outside THE SCREENING’s control.

13. LIMITATION OF LIABILITY; EXCLUSION OF DAMAGES; LIABILITY CAP

• Exclusion of damages: THE SCREENING not liable for indirect, incidental, special, consequential, or punitive damages.
• No liability for certain events: Provider decisions, applicant inaccuracies, third-party interruptions, security incidents, data deletion, or report compliance issues.
• Liability cap: total liability limited to greater of USD $20 or the amount paid in past 12 months for the relevant process.
• Essential purpose: limitations apply even if remedy fails its essential purpose.
• Mandatory law carve-out: rights under mandatory law remain unaffected.
• California waiver: California residents waive Civil Code §1542 as legally permitted.

14. INDEMNIFICATION; HOLD HARMLESS

• You agree to indemnify and hold harmless THE SCREENING and affiliates for claims arising from:
• Use or misuse of Services
• Breach of Terms
• Submission of false or unlawful info
• Provider claims arising from your report
• Payment disputes
• Violation of laws or third-party rights
• Indemnity survives termination of Terms and Account.

15. TERMINATION; SUSPENSION; ENFORCEMENT

• THE SCREENING may suspend, restrict, or terminate your Account if Terms are violated, fraud occurs, or required by law.
• Upon termination, access ceases; data may be retained or deleted as per policy.
• No obligation to store or forward data from terminated or deleted Accounts.

16. GOVERNING LAW; LANGUAGE

• Terms governed by Europe regulations, without conflict of law rules.
• English version controls; translations provided for convenience only.

17. CHANGES TO THESE TERMS

• THE SCREENING may revise Terms at any time; updates effective on “Last updated” date.
• Continued use after changes = acceptance. If disagree, stop using Services and close Account.

18. SEVERABILITY

• If any provision is invalid or unenforceable, it is limited or removed minimally; the remainder stays in full effect.

19. ENTIRE AGREEMENT; ASSIGNMENT; WAIVER

• Services are provided “as-is”; THE SCREENING not responsible for Provider decisions.
• THE SCREENING may assign Terms; you may not assign without prior consent.
• Terms + additional agreements = entire binding agreement between you and THE SCREENING.
• All payments are final and non-refundable; refunds/chargebacks recoverable up to EUR 990 per case.
• Applicant responsible for all info; THE SCREENING only processes and shares info with Providers for screening.
• Applicant representations: 18+, lawful individual, info accurate, complete, personally submitted.
• No advice & no liability: THE SCREENING does not provide legal, financial, or professional advice; fees non-refundable.
• Provider discretion: THE SCREENING not responsible for acceptance or sufficiency of screening details.
• Additional/repeat screenings: THE SCREENING bears no responsibility; no refunds for repeat requests.
• Scope & timeframe: THE SCREENING only performs screening; not responsible for Provider procedures or decisions.
• Entire agreement: supersedes all prior communications, written or oral.

In these Terms of Service, the following terms, indicated with a capital letter, whether singular or plural, shall have the meanings set forth below. Headings are for convenience only and do not affect interpretation. Words such as “including” and “such as” shall be interpreted as “including without limitation.”

Account means the THE SCREENING account created by an Applicant on the Website in order to access and participate in screening checks, screening workflows, screening uploads, and screening reports offered by THE SCREENING through the Website and/or any affiliated application(s).

Applicant’s Service means THE SCREENING’s Applicant-facing service and workflow available to Applicants, including any onboarding, identity verification steps, bank-account verification steps, document upload modules, screening questionnaires, and the generation, display, and transmission of screening outputs to the extent offered through the Website.

Company means THE SCREENING, the THE SCREENING Website, and the THE SCREENING Service, including (as applicable) any parent, subsidiary, affiliate, successor, assignee, contractors, agents, and service providers acting on THE SCREENING’s behalf.

THE SCREENING means the identity, financial, and/or supporting screening check services provided by the Company that generate a screening output or report (including a “THE SCREENING”) based on information submitted by the Applicant and processed through the Company’s systems, including any enhanced or premium screening layers that exceed “regular” screening services.

Applicant means the natural person who registers for an Account via the Website and/or who uses the Applicant’s Service to submit information, upload documentation, complete workflow steps, and participate in screening checks and the creation of screening outputs.

Terms of Service means these underlying general terms of service and terms and conditions that apply to Applicants who registered for an Account on the Website and who wish to participate in screening checks offered by THE SCREENING on the Website. The Applicant agrees that all information, notices, disclosures, and additional terms displayed on any page/screen/web section/mobile section where these Terms are linked or referenced apply and are incorporated by reference. The Applicant further acknowledges that THE SCREENING may offer enhanced or premium services and that, where the Applicant selects such option(s), the Applicant agrees that the relevant fee(s) are earned upon initiation of the selected service and are non-refundable as explained during the screening process and in these Terms of Service, except where mandatory law requires otherwise.

Website means www.THESCREENING.co and any successor URL(s), including, if applicable, any mobile version, mobile application version, embedded webviews, or other digital interface made available by THE SCREENING. References to the Website in these Terms include THE SCREENING.com and THE SCREENING’s app(s), unless expressly stated otherwise.

Notice of Recurring Services

Unless stated otherwise in writing by the Company or displayed at checkout, subscriptions and recurring services automatically renew under this agreement unless canceled before the end of the then-current term. To cancel a subscription, the Applicant must follow the cancellation instructions presented at signup and/or contact the payment processor used to subscribe, and/or use any cancellation functionality provided within the Account. On renewal, the Applicant’s payment method will be charged automatically at the rate in effect for the subscription at the time of renewal unless mandatory law requires additional notice or consent.

1. Introduction

1.1 The Website enables Applicants to purchase access to screening services and screening reports, including enhanced screening check services that may exceed “regular” screening solutions, and to import information, upload documents, provide declarations, and complete a screening workflow that may be requested by one or more third-party providers, landlords, employers, platforms, institutions, counterparties, or other entities (each a “Requesting Provider”).

1.2 These Terms apply to all users of the Website who access Applicant-facing workflows, whether as an “Applicant” or as part of an Applicant’s household where applicable. By checking the appropriate box during sign-up, creating an Account, initiating a screening flow, purchasing a one-time payment, purchasing a premium subscription, or accessing any portion of the Website, the Applicant enters into a binding agreement with the Company. If the Applicant does not agree, the Applicant must not use the Website. If the Applicant breaches any part of these Terms, the Company may revoke the Applicant’s license to access the Website, block access, suspend or terminate the Account, and terminate any subscription (if applicable), and the Applicant remains responsible for all accrued obligations and amounts due.

1.3 The Company may change these Terms by updating the relevant page(s). The “last updated” date (if shown) indicates when changes take effect. Changes will not operate retroactively to impair mandatory statutory rights. The Company may attempt to notify Applicants in a reasonable manner (for example, by email or in-product notice), but the Applicant is responsible for checking these Terms regularly. Continued use after changes constitutes acceptance. If the Applicant does not agree, the sole remedy is to stop using the Website and Services and to cancel any subscription in accordance with these Terms and the payment processor’s rules.

1.4 Questions regarding these Terms or the Website must be submitted via the Company’s contact form or other official support channel made available on the Website. The Company may require identity verification before discussing account-specific matters.

2. Affirmative Representations

The Website may contain content unsuitable for minors and is not intended for children. By accessing or using the Website, the Applicant represents, warrants, and affirms all of the following as continuing obligations (not merely at the time of signup):

2.1 The Applicant (1) is at least 18 years old, (2) has the legal capacity and authority to enter into this agreement, and (3) where household references are used, confirms that at least one adult with legal capacity is responsible for the household’s access and use.

2.2 All information provided to the Company is truthful, accurate, complete, current, and not misleading; the Applicant will promptly update information if it changes or becomes inaccurate, and acknowledges that inaccuracies may result in delays, rejections by Requesting Providers, termination of access, or additional verification requests.

2.3 The Applicant owns (or has lawful permission to use) the bank account, debit card, credit card, or other payment method used and authorizes the Company and/or its payment processor to charge the payment method according to the Applicant’s selected purchase, including recurring charges where applicable.

2.4 The Applicant is not accessing the Website from any jurisdiction where such access or use is illegal or would expose the Company to regulatory or legal risk, and the Applicant is solely responsible for compliance with local laws and regulations.

2.5 To the maximum extent permitted by law, the Applicant releases and discharges the Company, its owners, staff, officers, employees, contractors, licensors, and service providers from liability that may arise from the Applicant’s misuse, misrepresentation, unlawful conduct, or violation of these Terms, including claims arising from Applicant-submitted information, provider decisions, or third-party reliance.

2.6 The Applicant acknowledges that the Company may work with legal counsel and may have legal professionals involved in operating or supporting the Website; however, access to or use of the Website does not create an attorney-client relationship, fiduciary relationship, advisory relationship, or professional-client relationship between the Applicant and the Company or any counsel. Any such relationship exists only if expressly formed via a signed engagement letter executed by the parties.

3. Payment Processing

3.1 The Company may withdraw, modify, suspend, or discontinue the Website (in whole or part) and any service or material provided through it, in its sole discretion, with or without notice, to the maximum extent permitted by applicable law. The Company is not liable if, for any reason, any part of the Website is unavailable at any time or for any period. The Company may restrict access to some parts of the Website or the entire Website, including for security, verification, compliance, fraud prevention, maintenance, system integrity, or operational reasons. The Applicant is responsible for making all arrangements necessary to access the Website.

3.2 The Applicant acknowledges that in order to continue with certain screening workflows, the Applicant must pay the amount presented on the Website at the time of selection, and that such payment is required to initiate processing steps that may include bank-account verification, identity checks, document intake, workflow execution, and generation/transmission of screening outputs.

3.3 Non-Refundable Nature (Core Rule). Except where mandatory law requires otherwise, once the Applicant selects and confirms a one-time payment (including bank-account verification) to continue or initiate a screening process, the payment is non-refundable because the service is deemed initiated and resources are allocated, including third-party processing and operational handling. The Applicant expressly agrees that dissatisfaction with any outcome, delay, provider decision, or perceived usefulness does not create any right to a refund, credit, or reversal.

3.4 The Applicant acknowledges that the non-refundable payment constitutes consideration for the screening service initiation and for enabling the Applicant to proceed with the upload and submission of in-depth identity and financial information for processing and transmission to the Requesting Provider(s).

3.5 The Applicant confirms that, by continuing, the Applicant has read and accepted that the amount paid is non-refundable, earned upon initiation, and not contingent on any particular outcome, provider acceptance, or decision.

3.6 The Applicant acknowledges that bank-account verification may involve a nominal verification transaction of €0.01 or $0.01 (one cent) (or the equivalent), and that such transaction is used as a technical verification mechanism and/or to confirm account control, routing, and eligibility signals (as applicable).

3.7 Where the Applicant selects an option that includes bank-account verification as a one-time paid step, the Applicant agrees that the fee is non-refundable and that the verification step may be performed through payment processors, integrators, banking rails, and/or third-party systems.

3.8 The Applicant may also select a Premium Service offered by the Company. Unless explicitly stated otherwise and except where mandatory law requires otherwise, Premium Service fees are non-refundable, and recurring billing continues until properly canceled in accordance with Section 10 and the payment processor’s procedures. Any inconsistency between checkout disclosures and these Terms shall be resolved to the extent required by applicable law, and otherwise in favor of the interpretation that best preserves the Company’s non-refund and earned-upon-initiation position.

4. Your Screening Report

4.1 Account and Screening Report. The Applicant acknowledges and agrees that completion of the screening process requires the Applicant to provide accurate information as prompted by forms, questionnaires, and upload requests. The Applicant understands that screening outputs are generated from Applicant-submitted information and processing rules and may be impacted by omissions, formatting issues, technical limits, third-party verification constraints, or provider-specific requirements.

4.2 Responsibility for Account. The Applicant is responsible for maintaining confidentiality of login credentials and for all activity occurring under the Account, whether authorized or not. The Applicant must promptly notify the Company of any unauthorized access or breach and must cooperate with reasonable security measures.

4.3 Liability for Account Misuse. The Company is not liable for losses incurred due to someone else using the Applicant’s password or Account, whether with or without the Applicant’s knowledge. The Applicant may be held liable for losses incurred by the Company or a third party arising from Account misuse, including fraud, misrepresentation, or unauthorized submissions.

4.4 Use of Other Accounts. The Applicant must not use or attempt to use any other person’s account or impersonate any person or entity. The Company may suspend or terminate access immediately upon suspicion of impersonation, fraud, or misuse.

4.5 Account Security and Risk Allocation. The Company takes reasonable measures designed to protect the integrity and security of personal information, but cannot guarantee that unauthorized third parties will never defeat security measures. The Applicant acknowledges that information is provided at the Applicant’s own risk and that no system is perfectly secure.

4.6 Communication Preferences. By registering for an Account, the Applicant consents to receive electronic communications relating to the Account and Services, including notices of payment authorizations, workflow status, password changes, confirmations, required-document requests, and other transactional information. The Applicant agrees such electronic communications satisfy legal requirements that communications be in writing. The Company recommends the Applicant retain copies. The Applicant also consents to receive certain optional communications (such as feature updates and promotional notices) subject to the Privacy Policy and applicable law. The Applicant acknowledges that some communications may reference sensitive screening topics; however, the Company will use reasonable measures to avoid unnecessary disclosure in message content, consistent with the Privacy Policy.

5. Age Restriction

5.1 Only adults (1) who are at least eighteen (18) years old and (2) who have reached the age of majority where they live may access or use the Website or Services. The Company forbids access by any person who does not meet these age requirements. By creating an Account, submitting any information, making any payment, or continuing a workflow, the Applicant represents and warrants compliance with this Age Restriction, and acknowledges that any breach may result in immediate suspension or termination without refund to the maximum extent permitted by applicable law.

6. Payment Verification

6.1 The Applicant may continue with identity and financial uploads after completing payment verification steps presented in the workflow. The Applicant acknowledges that verification steps may include third-party processing, delays, additional prompts, or requests for further information and that the Company may suspend progression until verification is completed.

6.2 The Applicant acknowledges that once continuing beyond the payment step, amounts paid remain non-refundable and earned upon initiation (subject only to mandatory law). If the Applicant stops mid-process, fails to upload documents, or fails to respond to requests, no refund is due.

7. Termination

7.1 Termination on Notice. Either party may terminate this agreement by notifying the other party in writing. A non-premium user may also terminate by discontinuing use of the Website. Termination does not undo completed services or affect accrued payment obligations.

7.2 Termination by the Company. The Company may suspend, disable, limit, or terminate access if it determines the Applicant breached these Terms, engaged in fraud or misuse, submitted misleading or unlawful information, attempted chargebacks in bad faith, or engaged in conduct that could harm the Company, its systems, or its reputation. The Company may block identifiers (including email and IP) to prevent further access where legally permitted.

7.3 Effect of Termination. Upon termination, the Applicant’s right to access the Website ends immediately. Termination does not relieve the Applicant of obligations accrued prior to termination, including payment obligations, indemnities, dispute obligations, and non-refund provisions. If the Applicant has a premium subscription, the Applicant is solely responsible for canceling recurring billing in accordance with Section 10 and the payment processor’s procedures.

7.4 Survival. Provisions that by their nature should survive termination shall survive, including ownership, licenses, confidentiality, disclaimers, limitation of liability, dispute resolution, and indemnification.

8. Changes to the Website and Service

8.1 The Company may update content, features, workflows, and screening logic from time to time. The Applicant acknowledges content may not be complete or up to date and that the Company is not required to update any material. The Company may change the presentation of steps (including when and how verification occurs) without liability, provided the Applicant’s mandatory legal rights are preserved.

9. Service Responsibility

9.1 Applicant Content and Responsibility. The Company is not responsible for verifying that Applicant-submitted content (including documents, images, statements, and uploads) does not infringe third-party intellectual property rights, privacy rights, or other rights. The Applicant warrants that it has all necessary rights and permissions to submit all content and documentation and that submission does not violate any law or any third-party rights. The Applicant grants the Company a limited license to host, process, transmit, display (as needed), and otherwise use Applicant content solely to provide and improve the Services, comply with legal obligations, prevent fraud, enforce these Terms, and produce screening outputs for the Requesting Provider(s) as directed by the Applicant or as required by the workflow.

10. Premium Subscription, Trial Subscriptions, Billing, and Cancellation

10.1 Premium Subscription(s) may be offered separately and are not standard; they may be provided upon request or selection by the Applicant and/or as part of enhanced screening services. Any premium features, scope, limitations, and pricing will be disclosed at signup/checkout or within the workflow.

10.2 The Applicant’s premium subscription (including any trial) renews automatically unless canceled before renewal. The Applicant must maintain a valid payment method. The Company and/or its payment processor will bill applicable fees. Failure to cancel before renewal results in the next term being charged.

10.3 The Company may offer multiple membership plans with differing conditions and limitations. Material terms disclosed at signup govern that plan.

10.4 If a one-cent trial subscription (if offered) is selected, billing begins at the end of the trial unless canceled beforehand. The Company/payment processor may authorize the payment method to validate it, and such authorization may reduce available balance/credit. The Applicant is responsible for cancellation timing and payment processor procedures.

10.5 If the Applicant chooses a premium subscription, the Applicant may request cancellation via the contact form using the subject “Stop Premium Service” and/or by canceling via the payment processor method used to subscribe. The Company may require account verification to prevent unauthorized cancellation. Cancellation takes effect as described at checkout or, if not specified, at the end of the then-current billing term, unless mandatory law requires otherwise.

10.6 The Applicant may receive invoices/receipts and reminders. The Applicant acknowledges that premium fees are generally non-refundable and earned as billed, subject to mandatory law.

10.7 By starting premium service, the Applicant authorizes the Company/payment processor to charge the subscription fee, taxes, and applicable transaction fees. Renewals occur at the then-current applicable rate unless mandatory law requires additional consent or notice.

10.8 The Company may adjust pricing at any time. Where required, the Company will provide legally required notice before changes take effect.

10.9 Subscription fees are earned as billed. The Company/payment processor bills at the start of each term unless stated otherwise.

10.10 Billing Disputes. The Applicant must notify the Company in writing within thirty (30) days of the disputed charge appearing. Failure to do so waives the dispute to the maximum extent permitted by law. Disputes must include detail and supporting information.

10.11 Chargebacks. If the Applicant initiates a chargeback or payment reversal without first submitting a good-faith dispute under Section 10.10, the Applicant is liable for chargeback amounts and related fees. Where permitted by law, the Applicant also agrees to pay liquidated damages of $100 per chargeback plus reasonable collection/administrative costs, reflecting operational harm and internal processing burdens, provided that such amounts do not exceed what applicable law permits.

10.12 No Refunds; Discretionary Credits. All purchases are final when made, except that the Company may, in its sole discretion, issue a refund or credit if exceptional circumstances exist and if not prohibited by applicable law. Any refund (if granted) may be issued only to the original payment method and in the original currency (or as otherwise required by law). One discretionary refund does not create precedent.

10.13 Cancellation Effects. Cancellation stops future billing only. The Company does not provide refunds for partial billing periods except where mandatory law requires. The Applicant remains responsible for charges incurred before cancellation takes effect.

10.14 Non-Refundable Acknowledgment. The Applicant agrees premium payments are non-refundable and non-creditable except where required by mandatory law, and the Applicant bears responsibility for timely cancellation.

10.15 Limited Refund Window (If and Only If Offered). If the Company explicitly offers a 30-day refund window for a particular premium plan in the checkout disclosure, then the Applicant may cancel within thirty (30) days of the initial purchase and request a pro-rated refund for unused full days of service, excluding processing fees where permitted. If no such offer is disclosed at checkout, no refund window applies except where mandatory law requires.

10.16 Currency and Method. Any refund (if granted) will be in the original payment currency and to the original payment method unless mandatory law requires otherwise.

10.17 Processor Disputes. If the Applicant relies on third-party dispute/chargeback mechanisms, the Applicant acknowledges the Company may suspend the Account pending resolution and may recover processor dispute fees and reasonable costs to the extent permitted by law.

11. Links from the Website

11.1 Links to third-party sites are provided for convenience only. The Company does not control third-party content and is not responsible for any loss or damage arising from third-party sites. Access is at the Applicant’s own risk and subject to third-party terms.

12. Warranty Disclaimers

12.1 The Company cannot guarantee that the Website will be free from viruses or harmful code. The Applicant is responsible for anti-virus protection, backups, and safeguarding devices and data. The Company is not liable for losses caused by cyberattacks, malware, interruptions, or harmful components, except where liability cannot be excluded under mandatory law.

12.2 The Website and Services are provided “AS IS,” “WITH ALL FAULTS,” and “AS AVAILABLE,” without warranties of any kind, whether express, implied, statutory, or otherwise, including warranties of merchantability, fitness, title, noninfringement, accuracy, reliability, security, or availability. The Company does not warrant that outputs will be accepted by a Requesting Provider, that results will meet expectations, that defects will be corrected, or that the Services will be uninterrupted. No advice or information creates a warranty not expressly stated.

13. Exclusion of Damages; Exclusive Remedy

13.1 Except to the extent caused by the Company’s gross negligence or intentional misconduct (or where mandatory law prohibits exclusion), the Company and its affiliates, staff, licensors, content providers, and service providers are not liable for indirect, consequential, punitive, exemplary, or special damages, even if advised of the possibility.

13.2 Without limiting the foregoing, the Company is not liable for damages arising from personal injury, emotional distress, lost profits, lost revenue, business interruption, loss of goodwill, loss of data, loss of privacy, provider rejection, delays, or reliance by third parties on Applicant-submitted information, except where mandatory law prohibits exclusion.

13.3 If dissatisfied, the Applicant’s exclusive remedy is to stop using the Website. To the maximum extent permitted, the Company’s total liability for any claim shall not exceed the greater of (a) $250 and (b) the amount paid by the Applicant for the specific purchase giving rise to the claim.

14. Scope of Disclaimers, Exclusions, and Limits

The disclaimers, exclusions, and limits apply to the maximum extent permitted by law. Nothing in these Terms is intended to exclude or limit rights that cannot be excluded under mandatory consumer or data protection laws. If any portion is invalid, it shall be modified to the minimum extent necessary to be enforceable while preserving intent.

15. Indemnification

15.1 The Applicant will indemnify, defend, and hold harmless the Company and its officers, employees, contractors, licensors, and service providers from and against any claims, losses, liabilities, damages, fines, penalties, and expenses (including reasonable attorney fees) arising from: (a) the Applicant’s access or conduct; (b) breach of these Terms; (c) violation of any rights (including privacy/IP); (d) violation of law; (e) submission of false, misleading, unlawful, or infringing content; or (f) criminal or tortious acts or omissions—except to the extent caused by the Company’s intentional misconduct.

15.2 “Loss” includes judgments, settlements, fines, damages, injunctive relief, costs of defense, expert fees, and reasonable administrative expenses. “Caused by” includes but-for causation.

15.3 The Company will provide notice of claims where reasonably practicable. Failure to timely notify does not relieve indemnity obligations except to the extent it materially prejudices defense.

15.4 The Company controls defense and settlement unless it elects otherwise. The Applicant may not settle any claim that imposes obligations, admissions, or restrictions on the Company without the Company’s written consent.

16. Governing Law; Place for Resolving Disputes

16.1 Agreement THE SCREENING. If “Agreement THE SCREENING” is not applicable or does not address governing law and venue, then, to the maximum extent permitted by law, these Terms shall be governed by the laws of the jurisdiction where the Company is established, excluding conflict-of-law rules, and disputes shall be brought in the competent courts of that jurisdiction unless the parties are required to use arbitration under Section 17 or unless mandatory consumer law provides otherwise.

17. Alternative Dispute Resolution

17.1 Arbitration. As the exclusive means of initiating adversarial proceedings to resolve any dispute arising out of or relating to the Website or these Terms (including formation, enforceability, interpretation), a party may demand arbitration administered by the payment integrator (not payment provider) under its rules available at arbresolutions.com, and each party consents to such resolution. The arbitrator has exclusive authority to resolve disputes, including any claim that all or part of these Terms is void or voidable. Each party pays applicable filing and arbitrator fees as required by the rules, subject to mandatory law.

17.2 Recovery of Expenses. In proceedings arising out of or relating to the Website or these Terms, the prevailing party is entitled to recover reasonable expenses, including legal fees, except where mandatory law prohibits or limits such recovery.

17.3 Limited Early-Period Accommodation (If Offered). Where the Company explicitly offers a two-month accommodation for premium subscribers as a dispute-avoidance measure, the Company may refund amounts paid within the first two (2) months upon written request, minus processing and integrator fees where permitted. This accommodation is discretionary unless stated as binding at checkout.

17.4 Post-First-Month Responsibility. After the first month, the Applicant is responsible for timely cancellation. Failure to cancel within the applicable period results in continued billing and non-refundable charges (subject only to mandatory law).

17.5 Non-Refundable Subscription and Overage Fees. Subscription fees, usage fees, overage fees, and upgrade fees are non-refundable and non-creditable except where required by law. Cancellations take effect at the end of the then-current term unless stated otherwise or required by law. Non-payment may result in suspension or removal of subscription functionality.

17.6 Extended Reimbursement Policy. To demonstrate THE SCREENING’s commitment to reasonable cooperation and good faith, the first month of service fees shall be eligible for reimbursement. If, within the first two (2) weeks of the second month, the applicant is still awaiting a response or has failed to submit the required information within the first month, THE SCREENING may, at its sole discretion, reimburse both the first and second months’ fees. Any request submitted after a total period of six (6) weeks from the commencement of service — exceeding the standard four (4) week (one-month) period—shall not be eligible for any refund, chargeback, reimbursement, or repayment. All payments made after this period are strictly non-refundable. The premium service is provided on a perpetual, recurring subscription basis unless terminated in accordance with the applicable terms and conditions.

18. Overall

18.1 Entire Agreement. These Terms, together with any additional terms, policies, disclosures, and workflow-specific conditions incorporated by reference, constitute the entire agreement between the Applicant and the Company regarding the Services and supersede all prior communications or understandings.

18.2 Changes. The Company may change these Terms. Where feasible, the Company may post changes in advance, but the Applicant remains responsible for checking. Continued use constitutes acceptance. If the Applicant does not agree, the Applicant must stop use and cancel subscriptions via proper channels.

18.3 Assignment and Delegation. The Company may assign, transfer, novate, or delegate rights/obligations without consent. The Applicant may not assign or delegate without prior written consent. Any attempted assignment in violation is void.

18.4 Waiver. Failure to enforce any provision is not a waiver. Waivers must be in writing signed by the waiving party.

18.5 Type of Payment; Earned Upon Initiation. Regardless of whether the Applicant selects premium subscription(s) or a one-time verification/service payment, amounts paid are earned upon initiation of the relevant service and are not subject to refund, reversal, or chargeback except where mandatory law requires otherwise.

18.6 Notice at Selection. The Applicant confirms maturity, understanding, and responsibility for choices made, and confirms having read disclosures on the page/screen where service duration and pricing are selected, including the non-refundable nature of fees, and acknowledges that initiating disputes contrary to these Terms may result in enforcement actions as permitted by law.

18.7 Service Availability Variations. If premium service is unavailable or offered at no cost due to a special offer, the Applicant may only be required to pay the one-time €0.01 or $0.01 verification amount (or equivalent) where disclosed, and screening outputs remain available for the disclosed duration.

18.8 Duration Offers. Where the Website displays that the Applicant receives one month, two months, or other durations of up-to-date screening results for a one-time €0.01 or $0.01 payment (or equivalent), the terms displayed on that page/screen govern, and the Applicant agrees those terms apply.

18.9 Severability. If any portion is held invalid or unenforceable, the remainder remains in effect. Any invalid provision shall be interpreted or modified to the minimum extent necessary to be enforceable while best preserving intent.

19. Additional Responsibility

19.1 These Terms, together with additional policies and any workflow-specific conditions accepted during the screening process, constitute the entire and exclusive agreement between the Applicant and THE SCREENING regarding the Services.

19.2 THE SCREENING may assign, transfer, novate, or otherwise dispose of these Terms in whole or in part and delegate performance without notice or consent. The Applicant may not assign, transfer, or sublicense rights or obligations without prior written consent, and any attempted assignment is null and void.

19.3 Any terms agreed to at the time of initiating a screening process, including disclosures linked to the Account or workflow screens, are incorporated and form one binding agreement with these Terms.

19.4 Final Fees; Enforcement Costs. All fees—subscriptions, memberships, one-time payments, prior payments, and any amount paid for Services—are final and strictly non-refundable irrespective of screening outcome, including unfavorable results, rejection by a Requesting Provider, delays, inconclusive status, insufficiency determinations, or unmet expectations, except where mandatory law requires otherwise. If the Applicant breaches these Terms by initiating a refund request contrary to the non-refund position, chargeback, or payment reversal, THE SCREENING may recover reasonable administrative, legal, processing, and collection costs incurred in responding to and enforcing these Terms, up to a maximum of two thousand euros per case (or the maximum permitted by law), pursued only through lawful procedures.

19.5 Applicant Sole Responsibility; Neutral Intermediary Role. The Applicant acknowledges sole responsibility for ensuring all submissions are true, accurate, complete, and not misleading. THE SCREENING does not control or decide Requesting Provider outcomes. THE SCREENING acts as a neutral intermediary that collects, processes, and transmits Applicant-submitted information and produces outputs based on such inputs and available verification signals. THE SCREENING is not a legal, financial, regulatory, or professional advisory service. Nothing on the Website constitutes advice, certification, endorsement, or a legally binding determination.

19.6 Applicant Warranties. The Applicant represents and warrants that the Applicant is the true individual identified; submissions are made personally and lawfully; the Applicant is not submitting on behalf of another; the Applicant has authority to provide all data; and no document is forged, altered, misleading, or unlawfully obtained. Breach may invalidate screening, cause termination, and may be reported where required or permitted by law.

19.7 No Reliance; No Liability. The Applicant acknowledges that screening outputs are not guaranteed, certified, or legally binding and may not be accepted by Requesting Providers. THE SCREENING bears no liability for any reliance by the Applicant, Requesting Provider(s), or any third party on the outputs, except where liability cannot be excluded under mandatory law.

19.8 Provider Acceptance Not Guaranteed. THE SCREENING makes no representations that any output will be accepted, deemed sufficient, or relied upon by any Requesting Provider. Provider determinations of insufficiency, incompleteness, or additional requirements are outside THE SCREENING’s control and do not create refund rights.

19.9 Additional or Repeat Screenings. If a Requesting Provider requires additional screenings, deeper verification, repeated submissions, or alternative checks, such requirements are outside THE SCREENING’s responsibility. Each screening is delivered on an as-is basis, and no outcome gives rise to refunds.

19.10 Provider Timelines and Procedures. THE SCREENING has no control over provider timelines, internal processes, acceptance criteria, or decision-making. Any delays or rejections are not attributable to THE SCREENING unless directly caused by THE SCREENING’s gross negligence or intentional misconduct.

19.11 As-Is Service Disclaimer (Enhanced Services Included). All Services, including enhanced/premium screening, are provided “as-is” and “as-available,” without customization guarantees, and may include third-party signals, verification rails, or processors that can change or fail. THE SCREENING is not responsible for outcomes arising from Applicant input errors, omissions, or provider-specific expectations, except where mandatory law provides otherwise.

1. Introduction and Scope of This Privacy Policy

This Privacy Policy (“Privacy Policy”) governs the collection, use, processing, storage, disclosure, retention, and protection of personal data by THE SCREENING, acting as the data controller and, where applicable, as a data processor, in connection with the provision of its digital identity, financial, compliance, verification, screening, reporting, and optional premium services (collectively, the “Services”). This Privacy Policy applies to all Applicants, users, visitors, and account holders (“Applicant”) who access or use the THE SCREENING websites, platforms, applications, interfaces, screening tools, reports, or related services, regardless of whether such use is free, trial-based, paid, premium, direct, indirect, mandatory, optional, or provider-requested.

This Privacy Policy is designed to reflect a Privacy by Design and Privacy by Default framework and is drafted to comply with the General Data Protection Regulation (EU) 2016/679 (“GDPR”), as well as any applicable national implementing legislation, regulatory guidance, and supervisory authority interpretations. Where local laws impose additional or stricter obligations, those obligations shall apply concurrently. This Privacy Policy must be read in conjunction with any service-specific notices, screening disclosures, or supplemental privacy statements issued by THE SCREENING, all of which form an integral part of the privacy framework governing the Services.

2. Legal Basis, Regulatory Framework, and Compliance Architecture

THE SCREENING processes personal data strictly in accordance with the principles of lawfulness, fairness, transparency, purpose limitation, data minimization, accuracy, storage limitation, integrity, confidentiality, and accountability. All processing activities are grounded in one or more lawful bases under Article 6 GDPR, including but not limited to the Applicant’s explicit consent, the necessity of processing for the performance of a contract or pre-contractual measures, compliance with legal obligations, and the legitimate interests of THE SCREENING or third parties, except where such interests are overridden by the Applicant’s fundamental rights and freedoms.

Where special categories of personal data may be processed as part of enhanced screening, compliance, or verification workflows, such processing shall only occur where strictly necessary, proportionate, and permitted by law, and shall be subject to heightened technical and organizational safeguards. THE SCREENING reserves the right to adapt its compliance framework dynamically to reflect evolving regulatory interpretations, supervisory authority guidance, case law, or statutory amendments, without diminishing the level of protection afforded to Applicants.

3. Categories of Personal Data Collected and Sources of Data

• Identification and account-related data, including account identifiers, authentication credentials, verification tokens, and communication preferences
• Contact data, such as email addresses or phone numbers, where voluntarily provided or required for verification, security, or compliance purposes
• Financial and banking data strictly limited to verification and validation purposes, including bank account identifiers used for micro-transaction validation (e.g., one cent verification)
• Screening-related data submitted directly by the Applicant, including uploaded documents, declarations, confirmations, selections, and responses
• Technical and security-related data, such as device metadata, anonymized analytics, temporary IP data, and authentication logs, where applicable
• Payment and subscription-related metadata processed via third-party payment service providers

All personal data is obtained either directly from the Applicant, generated through interaction with the Services, or received from lawful third-party verification sources strictly within the scope of the screening request.

4. Website Visits, Analytics, and Technical Operation

When visiting THE SCREENING-operated websites or interfaces, THE SCREENING may collect limited technical data necessary to ensure functionality, security, and performance. Analytics are implemented through self-developed or locally hosted tools designed to avoid unnecessary tracking, profiling, or identification. Wherever feasible, data is anonymized or aggregated at the earliest possible stage, and IP addresses are not retained beyond what is strictly necessary for security, abuse prevention, or regulatory compliance.

THE SCREENING does not engage in behavioral advertising, cross-platform tracking, or unauthorized third-party analytics sharing. Any cookies or similar technologies used are limited to essential operational purposes unless otherwise explicitly consented to by the Applicant.

5. Account Creation, Authentication, and Verification Measures

Applicants may create an account using either a THE SCREENING-issued identifier or an external email address. The creation of an account does not, in itself, require the disclosure of extensive personal data beyond what is necessary to establish account integrity, security, and lawful operation. External contact details, if provided, are used exclusively for authentication, recovery, security notifications, service-related communications, and legally permissible informational messages.

To protect the Services from abuse, fraud, automated attacks, or unauthorized access, THE SCREENING employs human verification mechanisms, including captchas, email verification, SMS codes, and similar safeguards. Any data processed for such verification purposes is retained only for the minimum period necessary and, where retained longer, is stored in hashed or otherwise cryptographically protected form.

6. Screening Data, Bank Account Verification, and Reporting

As part of the screening process, Applicants may be required to submit financial, identity, or verification-related data. Bank account verification may involve a nominal micro-payment (e.g., one cent) solely for the purpose of confirming account ownership and validity. Such financial identifiers are processed within secured database environments employing encryption, access controls, and audit mechanisms consistent with industry best practices.

Screening reports generated by THE SCREENING are based exclusively on data provided by the Applicant, third-party verification responses, and predefined processing rules. THE SCREENING does not guarantee outcomes, acceptance, approval, or suitability determinations, as these remain subject to provider-specific criteria and external decision-making processes beyond THE SCREENING’s control.

7. Communications and Correspondence

Communications between the Applicant and THE SCREENING, including support inquiries, document requests, workflow updates, and service notifications, may be stored for quality assurance, dispute resolution, legal defense, compliance verification, and operational continuity. By using the Services, the Applicant consents to receive electronic communications related to account status, screening progress, required actions, payment confirmations, and security notifications. Such communications are deemed legally effective and equivalent to written notices.

8. Premium Services, Subscriptions, and Payment Processing

Where Applicants elect to subscribe to optional Premium Services, THE SCREENING may process additional interaction data necessary to evidence informed consent, subscription acknowledgment, and awareness of non-refundable terms. Payment processing is conducted exclusively through third-party payment service providers, and THE SCREENING does not store full payment instrument details. Only transaction metadata strictly necessary for reconciliation, compliance, and audit purposes may be retained.

THE SCREENING reserves the right to delete obsolete or invalid payment-related data in accordance with data minimization principles and applicable financial record-keeping obligations.

9. Recording of User Selections, Consent Evidence, and Transactional Acknowledgments

By registering for, accessing, or participating in the Screening Process through THE SCREENING’s mobile, web-based, or otherwise made available digital environments, the Applicant expressly acknowledges and agrees that THE SCREENING processes and securely records technical, transactional, and interaction-based data evidencing the Applicant’s selections, confirmations, and affirmative actions throughout the screening registration and screening workflow.

Such processing includes, without limitation, the recording of which service options, screening pathways, and service tiers (including any optional Premium Services) have been selected by the Applicant, as well as the Applicant’s explicit acceptance of the applicable Privacy Policy, Terms and Conditions, Premium Terms of Service, and any related notices or disclosures presented at the time of selection. These acceptance records are stored in secured database environments using appropriate technical and organizational safeguards and are retained for the purposes of compliance verification, auditability, fraud prevention, dispute resolution, and legal defense.

The Applicant expressly acknowledges that the recorded selections, acceptances, and confirmations constitute conclusive evidence of the Applicant’s informed and voluntary decisions and agrees that the Applicant bears sole responsibility for all choices made, options selected, and authorizations granted during the screening and registration process. This includes, without limitation, acknowledgments relating to the activation of Premium Services, authorization of payments or recurring charges, and the acknowledgment of the non-refundability and irrevocability of transactions.

The processing and retention of such data is carried out on the basis of the Applicant’s consent, the necessity to perform requested services, and THE SCREENING’s legitimate interests in maintaining service integrity, ensuring legal compliance, preventing fraud, and defending against claims, disputes, or regulatory inquiries.

By accepting this Privacy Policy, you expressly acknowledge, confirm, and agree that such acceptance applies to and includes all sections, clauses, and sub-clauses of this Privacy Policy, each of which shall be binding upon you.

9.1. Voluntary Selection of Premium Services and Consent-Based Processing

Certain enhanced or Premium Services offered by THE SCREENING are optional, non-standard, and provided only where expressly selected by the Applicant. The activation of any Premium Service requires a deliberate, affirmative action by the Applicant and is never enabled automatically, implicitly, or by default. Where an Applicant elects to activate such Premium Services, THE SCREENING processes personal data relating to that selection on the basis of explicit consent, performance of a requested service, and legitimate interests, including compliance verification, fraud prevention, billing integrity, and legal accountability.

By selecting a Premium Service, the Applicant acknowledges that the decision is voluntary, informed, intentional, and taken with full awareness of the applicable pricing model, recurring nature (if applicable), non-refundability of payments, and the corresponding data processing activities required to administer, evidence, and defend that selection. THE SCREENING processes and retains confirmation records solely to demonstrate lawful consent, user intent, and transactional validity.

9.2. Processing of Subscription Data, Recurring Billing, and Payment Authorization Records

Where Premium Services are structured as subscriptions, THE SCREENING processes subscription-related personal data necessary to administer recurring access, billing cycles, renewal events, and cancellation status. Subscriptions renew automatically at the conclusion of each billing period unless the Applicant actively terminates the subscription using the designated cancellation mechanism. Processing of subscription data is based on contractual necessity and legitimate interests in maintaining service continuity, payment accuracy, and auditability.

By initiating a subscription, the Applicant expressly authorizes THE SCREENING and its designated payment service providers to process payment-related data and to charge the selected payment method for all applicable fees, taxes, transaction costs, and ancillary charges in accordance with the chosen plan. THE SCREENING does not determine or control payment authorization outcomes and is not responsible for charges incurred due to the Applicant’s failure to maintain valid payment credentials or to cancel in a timely manner.

9.3. Trial Periods, Verification Charges, and Conversion Event Processing

Where THE SCREENING offers a trial period or nominal verification charge (including but not limited to a one-cent authorization), personal data relating to such trials is processed exclusively for service evaluation, payment method validation, fraud prevention, and compliance documentation. Trial-related processing may include authorization holds, temporary charges, or verification transactions performed by payment service providers, which may affect available balances or credit limits.

The Applicant acknowledges that any trial period, where offered, automatically converts into a paid Premium Service unless cancelled prior to expiration. Data relating to trial commencement, expiration, conversion, and billing initiation is processed and retained as evidence of user awareness, consent, and lawful transaction execution. Verification and authorization charges are non-refundable by nature and do not constitute refundable payments.

9.4. Cancellation Requests and Data Processing Consequences

Applicants may terminate an active Premium Service only through the designated cancellation mechanism identified as “Stop Premium Service.” Upon receipt and processing of such a request, THE SCREENING records the termination event and ceases future renewals. However, cancellation does not affect the lawfulness of prior processing, nor does it generate any entitlement to refund, reimbursement, credit, or reversal of previously processed payments.

All personal data relating to charges incurred prior to the effective termination timestamp may be retained to the extent necessary for accounting, dispute defense, regulatory compliance, and legal enforcement. Cancellation affects future access only and has no retroactive financial or data-processing effect.

9.5. Irrevocability of Payments and Exclusion of Refund-Related Processing

All payments processed in connection with Premium Services are final, non-refundable, non-creditable, and non-reversible. To the maximum extent permitted by applicable law, THE SCREENING does not process, support, or facilitate refunds, partial refunds, credits, paybacks, or payment reversals under any circumstances, including dissatisfaction, non-use, partial use, mistaken activation, early termination, failure to cancel, third-party decisions, or perceived lack of suitability.

By proceeding with payment, the Applicant explicitly acknowledges and accepts that payment-related personal data will not be processed for refund evaluation or reversal purposes. The Applicant further acknowledges that any attempt to initiate a chargeback or payment dispute through external financial institutions constitutes a deviation from the agreed processing framework and may trigger additional data processing for enforcement, defense, and fraud prevention.

9.6. Chargeback Events, Fraud Detection, and Defensive Data Processing

In the event that an Applicant initiates or attempts to initiate a chargeback, reversal, or unauthorized payment dispute, THE SCREENING may process and retain relevant personal data under its legitimate interests in fraud prevention, financial risk mitigation, and legal defense. Such processing may include the retention and disclosure of transaction records, interaction logs, timestamps, confirmations, and other evidentiary materials to payment processors, financial institutions, dispute resolution bodies, or competent authorities, strictly to the extent necessary.

Chargeback-related events are classified as high-risk financial incidents. Accordingly, THE SCREENING reserves the right to restrict, suspend, or terminate account access and to retain associated personal data for the duration required to resolve disputes, recover costs, and comply with regulatory obligations.

9.7. Retention of Consent Evidence and Transactional Proof

For accountability purposes under data protection law, THE SCREENING may retain records demonstrating the Applicant’s affirmative actions, consent acknowledgments, subscription selections, pricing disclosures, non-refund awareness confirmations, button interactions, timestamps, and related technical metadata, including IP-derived information where lawfully permitted. Such retention is limited to what is necessary to demonstrate compliance with legal obligations, defend against disputes or claims, and prevent fraudulent or abusive conduct.

This processing is strictly purpose-bound and does not constitute profiling, excessive retention, or unrelated secondary use.

10. No Waiver, No Precedent, and Reservation of Data Protection and Legal Rights

Any tolerance, exception, or discretionary action exercised by THE SCREENING in an individual case shall not constitute a waiver of this Privacy Policy, shall not create precedent, and shall not give rise to future expectations or obligations. THE SCREENING reserves all rights to process personal data as permitted by law for enforcement, compliance, dispute resolution, and protection of its legal and financial interests, in conjunction with other applicable policies and contractual frameworks.

11. Data Retention and Storage Limitation

Personal data is retained only for as long as necessary to fulfill the purposes for which it was collected, including screening completion, reporting, compliance, dispute resolution, legal defense, and statutory obligations. Retention periods may vary depending on the nature of the data, contractual relationships, regulatory requirements, and legitimate interests. Upon expiration of applicable retention periods, data is securely deleted, anonymized, or rendered inaccessible.

12. Data Disclosure and Legal Requests

THE SCREENING discloses personal data only where legally required by binding requests from competent authorities within applicable jurisdictions. All such requests are carefully reviewed for legal validity, proportionality, and jurisdictional competence. Where permissible, THE SCREENING reserves the right to challenge or seek clarification of requests and to exhaust available legal remedies prior to disclosure. Under no circumstances does THE SCREENING decrypt encrypted content or provide access beyond what is legally mandated.

13. Applicant Rights

Applicants have the right to access, rectify, erase, restrict, object to, or request portability of their personal data, subject to legal limitations. These rights may be exercised through account interfaces or by contacting THE SCREENING. Where an account has been suspended or restricted, requests will be handled in accordance with applicable law. Applicants also retain the right to lodge a complaint with a competent supervisory authority.

14. Security, Risk Allocation, and Limitation of Liability

THE SCREENING implements technical and organizational measures designed to protect personal data against unauthorized access, loss, misuse, or alteration. However, no system can be guaranteed to be fully secure. The Applicant acknowledges that data submission occurs at the Applicant’s own risk and that THE SCREENING shall not be liable for damages resulting from circumstances beyond its reasonable control, including sophisticated cyberattacks, third-party failures, or force majeure events.

15. Amendments to This Privacy Policy

THE SCREENING reserves the right to amend this Privacy Policy at any time within the limits of applicable law. Updated versions will be made available through the Services. Continued use of the Services following publication of changes constitutes acknowledgment and acceptance of the revised Privacy Policy.

1. Acceptance of the Conditions of Use

1.1 Binding Acceptance

By continuing with the registration for, or by accessing or using any part of, the THE SCREENING web- or mobile interface, screening registration environment, or screening process (collectively, the “Services”), the Applicant expressly acknowledges, confirms, and agrees that they have actively selected and accepted these Conditions of Use. Such acceptance constitutes a legally binding agreement between the Applicant and THE SCREENING. The Applicant further represents and warrants that all information, data, and materials submitted, uploaded, or otherwise provided through the Services are provided at the Applicant’s sole responsibility, and that the Applicant has the full legal right, authority, and entitlement to submit such information to THE SCREENING.

1.2 Applicant Responsibility and Awareness

The Applicant expressly acknowledges that throughout the Screening Process and Screening Registration, the Applicant was fully informed, aware, and capable of understanding the nature, scope, and consequences of each action taken. This includes, without limitation, all information entered, documents uploaded, options selected, confirmations given, consents granted, and agreements accepted. The Applicant agrees that they alone bear full responsibility for all such actions and that THE SCREENING shall not be liable for misunderstandings, errors, omissions, or unintended selections made by the Applicant.

1.3 Credentials, Access Data, and Security Obligations

The Applicant agrees that all login credentials, access codes, verification links, passwords, or other authentication data provided or generated during the Screening Process or Screening Registration—whether delivered electronically, displayed on-screen, or transmitted by email—are strictly personal and confidential. The Applicant undertakes to store such credentials securely and not to disclose them to any third party, whether inside or outside the household. Any activity conducted using the Applicant’s credentials shall be deemed to have been carried out by the Applicant.

1.4 Acceptance of Premium Services and Related Legal Framework

Where the Applicant elects to activate any optional Premium Service during the Screening Process or Screening Registration, the Applicant expressly confirms that they have read, understood, and accepted the applicable Terms of Service, Premium Terms, and Privacy Policy governing such services. The Applicant acknowledges that such selection creates a legally binding agreement between the Applicant and THE SCREENING, including obligations relating to payment, non-refundability, recurring billing (if applicable), and data processing.

1.5 Third-Party Disclosure Responsibility

The Applicant acknowledges that any disclosure of screening data, login credentials, reports, or related information to third parties—whether intentional or inadvertent—occurs at the Applicant’s sole risk and responsibility. This applies regardless of whether the Applicant continues, pauses, or resumes the Screening Process at a later time. The Applicant understands and agrees that only the Applicant is authorized to continue or complete the Screening Process.

1.6 Internet Connectivity and Security Risks

The Applicant acknowledges that using the Services over open, unsecured, or public internet connections (including free Wi-Fi networks) may expose communications to interception, “man-in-the-middle” attacks, or other security risks. The Applicant agrees that THE SCREENING is not responsible for the security of the Applicant’s internet connection or device and that the use of protective measures such as a VPN is the Applicant’s own responsibility and recommended at the Applicant’s discretion.

1.7 Save-and-Pause Functionality and Associated Risks

Where the Applicant elects to save and pause the Screening Process and later resume it from a different network, device, or environment, the Applicant acknowledges that additional vulnerabilities or inconsistencies may arise. The Applicant expressly agrees that the decision to pause is voluntary and that THE SCREENING bears no responsibility for any risks or consequences arising from such choice.

2. Responsibility of THE SCREENING

THE SCREENING undertakes to provide the Services with reasonable care, skill, and technical diligence consistent with industry standards for digital screening facilitation services. However, THE SCREENING does not assume responsibility for Applicant decisions, third-party actions, Provider outcomes, internet connectivity, device security, or Applicant misuse of the Services.

3. Scope and Nature of THE SCREENING’s Services; Important Limitations

3.1 Purpose of the Services

THE SCREENING provides a digital screening facilitation and reporting service designed to assist Applicants in compiling, structuring, validating, and transmitting information and supporting documentation into a Screening Report that may be shared with one or more requesting providers (“Providers”). The Services may include automated checks, manual review elements, consistency validation, formatting, scoring, indicators, and workflow management.

3.2 No Decision-Making Authority

THE SCREENING does not act as a decision-maker and does not approve, deny, certify, accept, or reject any Applicant. THE SCREENING does not guarantee that any Screening Report will be accepted, relied upon, or considered sufficient by any Provider. All Provider decisions remain exclusively within the Provider’s discretion.

3.3 No Guarantee of Completeness or Suitability

Screening Reports are generated based on Applicant-submitted information and, where available, third-party verification inputs. THE SCREENING does not warrant that any Screening Report is complete, accurate, up-to-date, error-free, or suitable for any particular Provider’s internal criteria, policies, or legal requirements.

3.4 Provider Reliance Disclaimer

The Applicant acknowledges that Providers apply differing standards, requirements, and risk tolerances and may accept or reject a Screening Report for any reason or no reason at all. THE SCREENING bears no responsibility for Provider decisions, communications, or actions.

3.5 No Professional Advice

The Services do not constitute legal, financial, tax, employment, compliance, or professional advice of any kind. Applicants are encouraged to seek independent professional guidance where appropriate.

4. Authorized Use, Prohibited Conduct, and Compliance

4.1 Lawful Use

The Applicant may use the Services solely for lawful purposes and in strict compliance with these Conditions of Use and applicable law.

4.2 Prohibited Conduct

The Applicant agrees not to submit false, misleading, fraudulent, or unauthorized information; impersonate others; interfere with system security; introduce malicious code; reverse engineer systems; or misuse the Services in any unlawful or abusive manner.

4.3 Compliance and Cooperation

THE SCREENING may implement monitoring and verification procedures to detect fraud or misuse. The Applicant agrees to cooperate with reasonable compliance requests.

5. Screening Process, Submissions, Timelines, and Report Validity

5.1 Payment Requirement

Unless stated otherwise, payment of the applicable screening fee is required before proceeding with the Screening Process.

5.2 Accuracy Obligation

The Applicant represents that all submitted information is accurate, complete, current, and lawfully provided.

5.3 Deadlines and Incomplete Processes

Failure to complete submissions within the specified timeframe may result in suspension or closure of the Screening Process without refund.

5.4 Report Validity Period

Screening Reports are generally valid for 30 days from issuance unless stated otherwise.

5.5 Right to Refuse Issuance

THE SCREENING may refuse to issue a Screening Report where fraud, inconsistency, or compliance risks are identified.

6. Payments, Subscriptions, and Non-Refundable Nature

6.1 Non-Refundable Payments

All payments made—whether one-time fees or subscriptions—are final and non-refundable except where mandatory law requires otherwise.

6.2 Consideration for Services

Payments constitute consideration for the initiation and execution of screening services and allocation of processing resources.

6.3 Premium Services

Where Premium Services are selected, the Applicant acknowledges that such selection is voluntary and binding and that related fees are non-refundable and continue until properly cancelled.

7. Account Responsibility and Communications

7.1 Account and Screening Report Responsibility

The Applicant is responsible for all activity under their account.

7.2 Account Misuse

THE SCREENING is not liable for losses caused by unauthorized use of Applicant credentials.

7.3 Communications

The Applicant consents to receive electronic communications relating to the Services and acknowledges their legal validity.

8. Fully Read all Terms and Policies

8.1 Complete Acceptance

By electing to continue with the Screening Process and Screening Registration, including at any stage where the process has already progressed beyond its initial or intermediate phases, the Applicant expressly acknowledges, confirms, and agrees that they have fully read, reviewed, understood, and affirmatively accepted the applicable Conditions of Use, Privacy Policy, and any related terms governing the Services, and that such acceptance applies irrespective of the point in time or stage at which the Applicant continues or resumes the process. The Applicant further expressly represents and warrants that all information, data, statements, selections, confirmations, and materials submitted, uploaded, or otherwise provided in connection with the Screening Process are provided at the Applicant’s sole responsibility, are accurate and complete to the best of the Applicant’s knowledge, and are lawfully owned, controlled, or otherwise rightfully authorized by the Applicant for submission to THE SCREENING. The Applicant confirms that all documents, files, and content uploaded are genuine, unaltered, and not misleading, and that the Applicant has the full legal right and authority to upload, disclose, and permit the processing of such materials by THE SCREENING for the purposes of screening, verification, reporting, compliance, and transmission to requesting providers. The Applicant further agrees that any consequences arising from inaccurate, incomplete, unauthorized, or improperly submitted information shall be borne exclusively by the Applicant, and that THE SCREENING shall not be responsible or liable for any resulting delays, refusals, adverse provider decisions, regulatory issues, or other outcomes arising therefrom.

1. Acceptance of the Conditions of Use

1.1 Binding Acceptance

By continuing with the registration for, or by accessing or using any part of, the THE SCREENING web- or mobile interface, screening registration environment, or screening process (collectively, the “Services”), the Applicant expressly acknowledges, confirms, and agrees that they have actively selected and accepted these Conditions of Use. Such acceptance constitutes a legally binding agreement between the Applicant and THE SCREENING. The Applicant further represents and warrants that all information, data, and materials submitted, uploaded, or otherwise provided through the Services are provided at the Applicant’s sole responsibility, and that the Applicant has the full legal right, authority, and entitlement to submit such information to THE SCREENING.

1.2 Applicant Responsibility and Awareness

The Applicant expressly acknowledges that throughout the Screening Process and Screening Registration, the Applicant was fully informed, aware, and capable of understanding the nature, scope, and consequences of each action taken. This includes, without limitation, all information entered, documents uploaded, options selected, confirmations given, consents granted, and agreements accepted. The Applicant agrees that they alone bear full responsibility for all such actions and that THE SCREENING shall not be liable for misunderstandings, errors, omissions, or unintended selections made by the Applicant.

1.3 Credentials, Access Data, and Security Obligations

The Applicant agrees that all login credentials, access codes, verification links, passwords, or other authentication data provided or generated during the Screening Process or Screening Registration—whether delivered electronically, displayed on-screen, or transmitted by email—are strictly personal and confidential. The Applicant undertakes to store such credentials securely and not to disclose them to any third party, whether inside or outside the household. Any activity conducted using the Applicant’s credentials shall be deemed to have been carried out by the Applicant.

1.4 Acceptance of Premium Services and Related Legal Framework

Where the Applicant elects to activate any optional Premium Service during the Screening Process or Screening Registration, the Applicant expressly confirms that they have read, understood, and accepted the applicable Terms of Service, Premium Terms, and Privacy Policy governing such services. The Applicant acknowledges that such selection creates a legally binding agreement between the Applicant and THE SCREENING, including obligations relating to payment, non-refundability, recurring billing (if applicable), and data processing.

1.5 Third-Party Disclosure Responsibility

The Applicant acknowledges that any disclosure of screening data, login credentials, reports, or related information to third parties—whether intentional or inadvertent—occurs at the Applicant’s sole risk and responsibility. This applies regardless of whether the Applicant continues, pauses, or resumes the Screening Process at a later time. The Applicant understands and agrees that only the Applicant is authorized to continue or complete the Screening Process.

1.6 Internet Connectivity and Security Risks

The Applicant acknowledges that using the Services over open, unsecured, or public internet connections (including free Wi-Fi networks) may expose communications to interception, “man-in-the-middle” attacks, or other security risks. The Applicant agrees that THE SCREENING is not responsible for the security of the Applicant’s internet connection or device and that the use of protective measures such as a VPN is the Applicant’s own responsibility and recommended at the Applicant’s discretion.

1.7 Save-and-Pause Functionality and Associated Risks

Where the Applicant elects to save and pause the Screening Process and later resume it from a different network, device, or environment, the Applicant acknowledges that additional vulnerabilities or inconsistencies may arise. The Applicant expressly agrees that the decision to pause is voluntary and that THE SCREENING bears no responsibility for any risks or consequences arising from such choice.

2. Responsibility of THE SCREENING

THE SCREENING undertakes to provide the Services with reasonable care, skill, and technical diligence consistent with industry standards for digital screening facilitation services. However, THE SCREENING does not assume responsibility for Applicant decisions, third-party actions, Provider outcomes, internet connectivity, device security, or Applicant misuse of the Services.

3. Scope and Nature of THE SCREENING’s Services; Important Limitations

3.1 Purpose of the Services

THE SCREENING provides a digital screening facilitation and reporting service designed to assist Applicants in compiling, structuring, validating, and transmitting information and supporting documentation into a Screening Report that may be shared with one or more requesting providers (“Providers”). The Services may include automated checks, manual review elements, consistency validation, formatting, scoring, indicators, and workflow management.

3.2 No Decision-Making Authority

THE SCREENING does not act as a decision-maker and does not approve, deny, certify, accept, or reject any Applicant. THE SCREENING does not guarantee that any Screening Report will be accepted, relied upon, or considered sufficient by any Provider. All Provider decisions remain exclusively within the Provider’s discretion.

3.3 No Guarantee of Completeness or Suitability

Screening Reports are generated based on Applicant-submitted information and, where available, third-party verification inputs. THE SCREENING does not warrant that any Screening Report is complete, accurate, up-to-date, error-free, or suitable for any particular Provider’s internal criteria, policies, or legal requirements.

3.4 Provider Reliance Disclaimer

The Applicant acknowledges that Providers apply differing standards, requirements, and risk tolerances and may accept or reject a Screening Report for any reason or no reason at all. THE SCREENING bears no responsibility for Provider decisions, communications, or actions.

3.5 No Professional Advice

The Services do not constitute legal, financial, tax, employment, compliance, or professional advice of any kind. Applicants are encouraged to seek independent professional guidance where appropriate.

4. Authorized Use, Prohibited Conduct, and Compliance

4.1 Lawful Use

The Applicant may use the Services solely for lawful purposes and in strict compliance with these Conditions of Use and applicable law.

4.2 Prohibited Conduct

The Applicant agrees not to submit false, misleading, fraudulent, or unauthorized information; impersonate others; interfere with system security; introduce malicious code; reverse engineer systems; or misuse the Services in any unlawful or abusive manner.

4.3 Compliance and Cooperation

THE SCREENING may implement monitoring and verification procedures to detect fraud or misuse. The Applicant agrees to cooperate with reasonable compliance requests.

5. Screening Process, Submissions, Timelines, and Report Validity

5.1 Payment Requirement

Unless stated otherwise, payment of the applicable screening fee is required before proceeding with the Screening Process.

5.2 Accuracy Obligation

The Applicant represents that all submitted information is accurate, complete, current, and lawfully provided.

5.3 Deadlines and Incomplete Processes

Failure to complete submissions within the specified timeframe may result in suspension or closure of the Screening Process without refund.

5.4 Report Validity Period

Screening Reports are generally valid for 30 days from issuance unless stated otherwise.

5.5 Right to Refuse Issuance

THE SCREENING may refuse to issue a Screening Report where fraud, inconsistency, or compliance risks are identified.

6. Payments, Subscriptions, and Non-Refundable Nature

6.1 Non-Refundable Payments

All payments made—whether one-time fees or subscriptions—are final and non-refundable except where mandatory law requires otherwise.

6.2 Consideration for Services

Payments constitute consideration for the initiation and execution of screening services and allocation of processing resources.

6.3 Premium Services

Where Premium Services are selected, the Applicant acknowledges that such selection is voluntary and binding and that related fees are non-refundable and continue until properly cancelled.

7. Account Responsibility and Communications

7.1 Account and Screening Report Responsibility

The Applicant is responsible for all activity under their account.

7.2 Account Misuse

THE SCREENING is not liable for losses caused by unauthorized use of Applicant credentials.

7.3 Communications

The Applicant consents to receive electronic communications relating to the Services and acknowledges their legal validity.

8. Fully Read all Terms and Policies

8.1 Complete Acceptance

By electing to continue with the Screening Process and Screening Registration, including at any stage where the process has already progressed beyond its initial or intermediate phases, the Applicant expressly acknowledges, confirms, and agrees that they have fully read, reviewed, understood, and affirmatively accepted the applicable Conditions of Use, Privacy Policy, and any related terms governing the Services, and that such acceptance applies irrespective of the point in time or stage at which the Applicant continues or resumes the process. The Applicant further expressly represents and warrants that all information, data, statements, selections, confirmations, and materials submitted, uploaded, or otherwise provided in connection with the Screening Process are provided at the Applicant’s sole responsibility, are accurate and complete to the best of the Applicant’s knowledge, and are lawfully owned, controlled, or otherwise rightfully authorized by the Applicant for submission to THE SCREENING. The Applicant confirms that all documents, files, and content uploaded are genuine, unaltered, and not misleading, and that the Applicant has the full legal right and authority to upload, disclose, and permit the processing of such materials by THE SCREENING for the purposes of screening, verification, reporting, compliance, and transmission to requesting providers. The Applicant further agrees that any consequences arising from inaccurate, incomplete, unauthorized, or improperly submitted information shall be borne exclusively by the Applicant, and that THE SCREENING shall not be responsible or liable for any resulting delays, refusals, adverse provider decisions, regulatory issues, or other outcomes arising therefrom.